Credit Card
   
How do I apply for Credit Card Merchant Service?
The application is easy to complete and submit. The application process takes about 5 to 10 minutes.
 
What information do you need for application?
Business information (tax ID, physical business mailing address) Owner/principal information (contact and identifying information) Bank account information (bank account information, funding information) Estimated credit card sales and existing credit card processing information (if applicable)
 
How long does the application-approval process take and what are the steps?
Once your application is submitted, it will be reviewed by our credit card processing company. In most cases, you will receive a decision on your application within two business days (often quicker). They will contact you via e-mail with a decision. Occasionally, a business will be asked to supply additional information in order for us to arrive at a decision. After receipt of any additionally requested information, you will be notified of a decision within one to five additional business days. Upon application approval, your new merchant account must be activated at the bank and throughout the credit card processing network. This takes up to two more business days. You will receive another e-mail notifying you when your account has been activated. Once your account has been activated, you can start processing credit cards.
 
Which credit cards are accepted?
Visa, Master, American Express, Discover Network, and JCB
 
What is Automatic Recurring Billing in Credit Card?
You charges to your customer's credit card for weekly, monthly or quarterly payments. You must receive authorization from your customer first.
 
Do I need to buy the card reader?
No, the card reader is optional. You may key-enter credit card numbers if you choose it. Your transaction can, however, qualify for lower discount rates if you swipe cards instead of key-entering them.
 
Can I use My eDeposit if I do not accept credit card but will do?
Yes. You can conveniently sign up to accept the AMEX, other major credit cards or eChecks (ACH) during application process or later.
 
If I already accept credit cards, can I use my existing merchant accounts with My eDeposit?
Yes. You have an option to indicate this during application process as well